این سایت در حال حاضر پشتیبانی نمی شود و امکان دارد داده های نشریات بروز نباشند
Iranian Economic Review، جلد ۲۴، شماره ۱، صفحات ۴۱-۷۴
عنوان فارسی
چکیده فارسی مقاله
کلیدواژه‌های فارسی مقاله
عنوان انگلیسی Social Collateral and Repayment Performance: Evidence from Islamic Micro Finance
چکیده انگلیسی مقاله I n this study we designed to test the remarkable repayment performance of Akhuwat in Pakistan; the most successful Islamic Microfinance Institution (IMFI), which offers interest-free loans in order to improve the quality of life and alleviate poverty. The model of Akhuwat is based on Muakhaat (brotherhood) and Qard-e-Hasan (offering financial assistance to somebody in need without interest). The primary objective of this study was to investigate the determinants of microfinance repayment performance. The study examined the borrowers’ characteristics, loan attributes, lender/institutional characteristics and the social collateral characteristics related to the Akhuwat and the data of 387 borrowers is obtained from microfinance programs carried out on a continuous basis by Akhuwat. The findings depicted that among the socio-demographic factors like gender, marital status, number of dependents and numbers of previous loans are significantly and positively associated with loan repayment performance. However, previous loan default and religion are significantly and inversely associated with the loan repayment performance. The findings of the study supported the role of social ties in improving repayment performance and hold key insights and directions about microfinance policymaking in Pakistan.
کلیدواژه‌های انگلیسی مقاله
نویسندگان مقاله Abdul Rafay |
Department of Finance, School of Business & Economics, University of Management & Technology, Lahore, Pakistan

Saqib Farid |
Department of Finance, School of Business & Economics, University of Management & Technology, Lahore, Pakistan

Farah Yasser |
School of Commerce & Accountancy, University of Management & Technology, Lahore, Pakistan

Shahid Safdar |
HR Manager, Akhuwat, Pakistan

نشانی اینترنتی https://ier.ut.ac.ir/article_74474_e7d04655aaa706afd5079b7a17319384.pdf
فایل مقاله اشکال در دسترسی به فایل - ./files/site1/rds_journals/434/article-434-2191292.pdf
کد مقاله (doi)
زبان مقاله منتشر شده en
موضوعات مقاله منتشر شده
نوع مقاله منتشر شده
برگشت به: صفحه اول پایگاه   |   نسخه مرتبط   |   نشریه مرتبط   |   فهرست نشریات